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Amazon Discount Code-The amazing discount code is an alphanumeric string that is offered to consumers to encourage purchases on the website. The discounts are usually a percentage or a specific amount. Sometimes known as promo codes, discount codes are offered with free shipping or packaged delivery options.

Every online shopper knows shipping cost often discourage them from buying items online. This is why free shipping as part of a discount coupon is always favorable and encourages purchases. When Amazon gives out discount codes on their platform, the following happens

1. They provide convincing incentives to consumers to encourage sales
2. Consumers get products at a cheaper price and
3. The amazon online website generates revenue

These discount codes are always updated with new deals every now and then. To get one that best suits your immediate needs, you need to keep researching. You can always carry out your research on the Amazon website or from third party discount code sites.

Getting Amazon Discount Code

To get the Amazon discount codes or promotional coupons, follow the steps below

• Visit amazon.com
• Sign in to your Amazon account
• Click on the ‘Today’s deal’ tab
• Click on ‘coupon options’
• Check all available coupons to find your preferred coupon
• Click to view your preferred coupon
• Click on the ‘clip this coupon’ button
• Ensure the selected coupon offers you the best deal (Research other websites)
• When your coupon is clipped, use the discount code to checkout during purchase

There are other ways to get the Amazon discount coupons. You can use the steps listed above to get it directly from the Amazon website. You can also get it through other coupon deal website or through Amazon email subscription. Also the discount code generator.

Amazon Discount Code Generator

These are third-party sites with tools that can help consumers generate unused discount coupons as gift cards. Amazon gift cards have simplified the way we present gifts these days and solved half of the not knowing what to get someone distress.

Amazon free gift card generators are meant to serve for personal use only. The generated gift cards sometimes come from

• Black market at cheaper rates
• Sponsors or
• Promotional websites

The generator, however, generates these codes by connecting to the Amazon database. When the connection is established, unused codes which are survey oriented come from the revenue generated by surveys. This is one way with which free discount codes are generated and they can be redeemed online instantly at the Amazon website.

Amazon Discount Code Helpdesk

If you have questions about the Amazon discount code or coupon or an issue during checkout, the Amazon customer care helpdesk comes in handy. The steps to resolve any discount code or coupon issues include one of two options.

1. Contacting Amazon Directly: You can contact the Amazon helpline at 1(888)2804331. Before doing this, ensure to have taken these precautionary measures

• Know how to present what you need before calling
• Keep all records including operator names for the number of times you called
• Keep all notes on confirmation numbers for your order or discount coupons
• Let every note about the dispute you are about to file be on hand at all times
• Have in mind the kind of solution you need before calling

Also, ensure to be kind when asking to speak to the supervisor of the operator if you feel the active agent can’t resolve your dispute.

2. Resolving With Listed Options: This follows a series of suggestions since its possible someone might have tried resolving the same issue before

• Login to your Amazon account
• Click on the help option at the bottom of the page
• Click on ‘need more help’ from the displayed page
• Click on contact us
• Choose the best option for your order or query
• Indicate how you want to be contacted by an Amazon rep. Usually by phone, email or live chat

In most helpdesk cases, Amazon is only required to help with situations as they dim fit. Helping to resolve issues, is a kind gesture to keep a business running or keep you as a returning customer. This is why it’s important to not anger a rep when they reach out to you.

Virtual credit cards are temporary credit card numbers generated during online transactions to help mask the original credit card info. They aren’t real cards literally speaking, just a mask of the real credit card. There are limited number of companies that provide the virtual credit card service. This is because it’s not a widely spread online security measure but its an active one. That is to say that most consumers are completely unaware of the virtual credit card service.

The numbers associated with a virtual credit card that allows for masked credit card details are generated randomly. Though it is still associated with the original credit card, it serves more as a protective detail.

One thing to look out for about the virtual credit cards is that they only work online. Considering online transactions are usually the most unsafe place to leave credit card info lying around. Depending on the issuer of the card, virtual credit cards can be set with an expiration date. This authentication step can last up to a year and it helps to reduce insecurity and fraud.

Virtual Credit Card Suppliers

Virtual credit card suppliers or companies are institutions dedicated to supplying consumers with the 16-digit full account number. Plus the necessary secure code for their original credit card.

These financial institutions include the major credit card networks known as Visa & Mastercard. Other major suppliers include Bank of America and Citi Credit Cards. Some recent companies that have joined these major players to offer these services are Final and Entropay.

Virtual Credit Card Features

The major suppliers provide these cards with a little difference in features and how they are made available to consumers.

Bank Of America: Integrates with the Visa & Mastercard accounts to auto-generate the virtual credit card service for its customers. The virtual service is called the ShopSafe service. Each customer has the exclusive right to indicate how long they want the virtual number to be active for.

Citi: Integrates its own service differently from Bank of America. Citi associates this service with its own Citi credit cards, precisely for the Citi ThankYou Preferred Card. While Bank of America can let consumers use same virtual number for a period of time and on different transactions. Citi restricts this virtual number to a single merchant.

Visa & Mastercard: Called the Visa Checkout and Masterpass respectively, allow users create a direct Visa and Mastercard accounts. This new account can then be linked to an existing credit card or debit card account. In order to allow the virtual service work during shopping or online payment. This service, however, is only available on eligible merchant networks. Before any payment, consumers can click on the Visa Checkout or Masterpass button and their virtual credit card details will be made available automatically.

Final: Gives users a ontetime virtual number or the single merchant service option. The onetime number option will be disposed of after each transaction while the single merchant number is restricted for one merchant only. Receipts and transaction details will be sent to the consumers’ phone for record sake. The single merchant credit card comes with an annual rate fee and 1% cash back on all purchases. The service is only available for consumers with excellent credit scores.

Entropay: Offers only a virtual prepaid card service with no interest payment and no physical credit card. Each prepaid account operates under one currency only. The only applicable fees to this service are foreign exchange fees and account closing fee.

The virtual credit card method of payments to online merchants is a plus in the online security measures. The only potential setback with this system is the refund or return of items outcome. This is as a result of most virtual services creating credit card numbers at random. The difficulty of requesting a refund with your original credit card details continues to rise with each purchase.

Cash back Credit Card – Cash back credit cards are reward packages run by credit card companies. Usually presented as a motivation for cardholders to frequently use their credit cards for purchase and online transactions. The rewards program isn’t limited to just cash backs, there are rewards like getting points and flyer miles. The monetary reward is what is called cash back.

When a cardholder makes an online payment, they receive percentage returns of 0.5% to 2% depending on the item bought and medium used. The merchants who sell goods under the cashback rewards program, pay a certain percent back to their banks. The banks then split the percentage with the card issuers who also share with the cardholder.

This commission paid by merchants doesn’t give them the right to trade items at an increased price. They are rather obligated to keep prices to the barest minimum. The cardholder receives this reward and somehow is intrigued to use their card frequently.

Who Uses Cash back Credit Card

Cash back credit card (s) are not for consumers who don’t clear out their credit at the end of the month. That is to say, that debtors are not entitled to cash back rewards. This restriction is because the annual percentage rate for items owed will be higher than what the cash rewards can cover. The products listed under cash back programs come with high-interest rate if items are not paid for instantly or within a month.

When cashback rewards program started out in the 1990s, card issuers placed the cash-back percentage at 5%. It started with a motive to get consumers to apply for credit cards and at the time the offer was for purchases made at grocery stores and pharmacies. Purchases on any other product had cashback of 1%.

The rewards program was subject to change with the tides of the economy and public policies. In 2010 the cashback percentage was debated on for a reduction. In 2012 a subsidiary of the cashback card was made for gas purchase. The price of gas had gone up high and consumers could see the benefit of the APR from their gas purchase.

These changes continued till the current APR of 0.5% to 2% depending on the items bought and medium used.

Shortfalls Of Cash back Credit Card

It Comes With A Catch: These credit card companies have the sole aim of luring you to enticing offers. The main deals for cashback rewards come in specific categories of products, not every product.

Spending Limits: Most cash back card issuers set limits on their cards that a user has to reach before accessing the cash back rewards. Like maximum amount (say $1,500) for which they can return a percentage.

More Debt, No Cash Back: When you owe even a carry balance on your bills, your cashback will be canceled and the card issuer will make more profit to your name. More or less, there’s a monetary transfer from low-income figures to high-income figures.

Spend More, Save More: This rule isn’t entirely true. Most credit card companies require cardholders to renew the rewards programs quarterly. Also enticing you to buy a piece of gadget or clothing that is unnecessary before the next renewal.

Unless you are able to pay off your balance every month then you can get the full benefits of the rewards programs. And while these credit card companies remind you to pay your bill in full, if you don’t go through with it the more interest they earn. And in the long run, your debts will cancel out any rewards you may have earned.

Citi Simplicity – Many people think getting a credit card is the life hack you need to build your credit score, this is entirely not true. Before you dive into getting a credit card, carefully decide whether or not you really need one. Without a credit card, you can still build your score, this is why most issuers are expanding their rewards. Citi simplicity is a credit card from Citi Inc. The card was introduced to entice consumers to follow the credit card rule for building credit scores.

Even when it is known that you can get by without a credit card, the credit card option doesn’t entirely spell badly. It can be a useful tool when used properly. If used wrongly, you can fall into the credit card trap. This implies that owning more than one credit card at a time is not a wise decision.

Citi simplicity brings all the goodness of all the credit cards to one card in order to promote 1 credit card at a time. If you are looking to manage the interest rates on the balance you carry each month, this is the one stop shop for that.

Citi simplicity comes with thousands of features offering a plus side and downside options like:

• No Late Fees Ever: It is the best balance transfer option to consider when opting for a credit card. It gives the longest introductory interest-free periods in the market. It offers 0% interest-free period for 21 months alongside a $0 annual fee, no late fees and no penalty APR.
• Balance Carry Fees: When you move a balance to the simplicity card, you get to pay a $5 or 3% of total transfer. The good thing is you decide between both payment options for one that best suits you.
• No Rewards: Considering it gives the 0% interest rate on carried balances, there are no extra rewards attached to the card.

Features Of Citi Simplicity

Savings: The simplicity credit card offers you saving options using the Citi Price Rewind feature. Here, the feature searches for a lower price on the registered items you bought. At the end of the search, if a lower price is found within 60 days of purchase, the difference will be rewarded back to you.

Protection: This feature works with the Citi Identity Theft Solutions attached to your credit card. Compromised accounts will be identified, police reports will be filed and the theft will be resolved all on your behalf. The protection extends to

• Travel Protection when you use your credit card through authorized merchants for payment.
• Purchase Protection that gives you extended manufacturer’s warranty when you make purchases and
• $0 Liability on Unauthorized Charges that protects you from a charge that you did not authorize.

Convenience: The card is a convenient option as it provides 24/7 Customer Service about any uprising question with your account. The customer service number is inscribed on the back of your credit card.

Alerts: Auto account alerts help you stay informed and stress-free on info’s about your transactions. All you have to do is set up alerts, and you will be reminded about balance, due payments and credit limits.

Syncs: You can sync your card with your Apple devices for easier payment methods. With a simple touch, you can easily pay in over 200,000 stores using Apple’s iPhone6 and all current devices.

Schedules: You can choose to pay your bill on any date suitable to you. When you set due dates, you can easily pay up by a minimum or full balance each month.

With the Citi Simplicity credit card, you are at an advantage of a low APR on balance transfers and purchases. There’s also no late fees attached, no penalty rate and no annual fee for every consumer.

Chase Sapphire is a rewards credit card officially known as The Chase Sapphire Preferred Credit Card. This rewards credit card falls under the travel rewards program. The sole aim is for the consumer to continually earn points with the card by making payments with it.

Each cardholder gets to earn two points per dollar spent on travel and at restaurants. Consumers can also earn one point per dollar on any other purchase. The points earned can then be used to redeem travel benefits through the Chase Ultimate Rewards program.

If for any reason said points are needed as cashback rewards or gift cards, the card has the flexibility to do so. Consumers can transfer their points directly to an airline or hotel company partnering with the Chase company. The Chase Sapphire also brings along loads of other benefits and features, with its best listed below:

• Get 5,000 bonus points in the first 3 months by adding an authorized user and making a purchase.
• Auto rental collision damage waiver
• Get 50,000 bonus points in the first 3 months if you spend $4,000 on purchases. This gives you $625 travel reward in the Chase Ultimate Rewards program.
• 24/7 trip cancellation insurance
• No foreign exchange fees is attached
• Price protection
• No travel restrictions through the Chase Ultimate Rewards program
• Travel and emergency assistance services
• Extended warranty protection
• An extra 25% more value when you redeem points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
• Purchase protection
• …And lots more…

Chase Sapphire Features

The list of benefits from the chase sapphire card is almost too numerous to mention. But key notes are resting on using your Chase Sapphire Preferred Credit Card on travel or dining purchases. The best of all the features are listed below

Bonus On Sign-up: The signup bonus is gotten from the point of opening an account till 3 months interval. If the consumer spends up to $4000 within this time frame, they get 50,000 bonus points. Since the chase sapphire card is mainly a travel rewards card, users can convert points for travel expenses. 50,000 points equals $625 when redeemed for travel through Chase Ultimate Rewards.

Travel And Restaurant Purchases: For every travel and restaurant expense paid for through the sapphire card, unlimited two points per dollar will be earned. This means that consumers can travel and hangout for bonus points after making payments with their card.

Partner Points Transfer: Earned points can be transferred directly with other frequent travel program partners. A total of 11 different programs including British Airways, Southwest Airlines, United and Marriott are available to help you redeem points directly from the chase sapphire card.

Use the mentioned key points to maximize your rewards. Try to meet up with the sign-up bonus requirement as it is a onetime deal. When points are earned, try to redeem from the Chase Ultimate Rewards program since they worth 25% more.

Chase Sapphire Compared

The Chase Sapphire Preferred Credit Card has no introductory APR which is a standard variable between 16.99% to 23.99%. Compared to other rewards cards it also has an annual fee of $95 is required after the first year. The card still beats loads of other rewards cards under these categories

Rewards: Goes for two points per dollar on all travel and restaurant purchases, and one point per dollar on other purchases. But with some travel rewards credit card, you’ll get 1.5 points or 2 points on all purchases.

Sign-Up Bonus: 50,000 bonus points worth $625 can be earned within the first 3 months and can be spent at will. Other travel rewards offer bonus points with restrictions on how earned bonuses can be spent.

Benefits: Chase Sapphire offers travel and protection, trip cancellation, extended warranty and an auto rental benefits. Other cards have temporary credit card number for online shopping. Also free FICO score on a monthly basis, a visa signature benefits including upgrades and savings at participating hotels and resorts.

Some cards don’t require annual fees all rounds. These points can be considered before applying for travel rewards programs to as a consumer, you can maximize your rewards easily.

Being a card member can’t get any better with the Amazon credit card. In fact, with the Amazon credit card, purchase just got more interesting with rewards available for every purchase you make. These rewards are redeemable at Amazon.com.

Amazon credit card have two main varieties;

1. I) The visa co-branded cards

These cards are issued by Chase and can be utilized anywhere Visa is accepted. The visa co-branded cards have two different grades;

1) Amazon Rewards Visa Signature Cards: This offers 2% discount on gas purchases, drugstores and restaurants and 1% discount on every other purchase. These rewards are

redeemable only at Amazon. Travel benefits include;

• Travel and emergency assistance
• Lost luggage reimbursement
• Baggage delay insurance
• Travel accident insurance
• No foreign transaction fees

Other benefits of the card include; Visa Signature Concierge Service® and Visa Signature® luxury hotel collection deals.

2) Amazon Prime Rewards Visa Signature Card: This card has all the benefits of Amazon Rewards Visa Signature Card with a 5% boost for all Amazon.com purchases. More benefits include;

• Access to special financing on purchases of $149 and above
• Access to 0% interest twelve months equal pay financing on some items on Amazon.
• Access to six, twelve, or twenty-four months special financing.
• Purchase protection and extended warranty. The membership fee is not required for both cards.

1. II) The Amazon Store Credit Cards

These cards are issued by synchrony financial and are limited to use only for Amazon.com purchases. These cards also have two different grades;

1) Amazon.com store cards: This offers 3% gain in any Amazon purchase and can only be used at Amazon.com. They do not offer travel benefits nor Visa Signature Concierge. Service®. This card is not a Visa-branded product, therefore rewards are not earned on any other type of purchase.

2) Amazon Prime store cards: Just like the Amazon.com store cards, they can only be used at Amazon com. The benefits of this card are the same with that of the Amazon.com store cards and differ only in percentage earned while using the card, i.e, With this card, you earn 5% discount on Amazon purchases.

How To Apply For Amazon Store Credit Card

• Go to Amazon.com
• create an account if you are not a customer, or log in if you are already a customer.
• Go to the choice of card you prefer/want.
• Click on apply now.
• Complete a short application form, then submit.

In no time, your application would be approved and you can begin making purchases and earning your rewards. Upon approval of your application, your Amazon credit card would be loaded automatically into your Amazon.com account.

TERMS AND CONDITIONS

Several terms and conditions must be met before an Amazon card can be issued to you. First, you must reside in the United States of America, have a U.S social security number ( SSN). You may use your Individual Taxpayer Identification Number (ITIN) if you like. Your age grade must not also be below eighteen years old. In all this, you also have to be creditworthy, i.e, your credit rating must be satisfactory.

Amazon Store Card – Amazon is largest internet retailer in the world and was founded by Jeff Bezos in 1994 in the United States of America. What started off as an online bookstore soon diversified into video downloads/streaming, sales of electronics, furniture, food, toys, and jewelry. The Amazon store card is a recent introduction to amazons numerous products and services. The card enables buyers to get 5% of whatever they purchase online at the mega-store.

Amazon Store Card Application

Application for an Amazon store card is pretty easy all a customer needs to is

• Go to http://www.amazon.com/ store card and apply for it
• Response time can be fast as 30 seconds
• Approved applications will receive credit limit notifications
• Card can be used immediately
• If not approved after four weeks contact Synchrony bank
• Full credit card number and credit line will be received within 7 to 10 business days

Benefits of Getting Amazon Store Card

There are numerous benefits of the Amazon card, especially for frequent Amazon shoppers. With the Amazon card, you can earn up to:

• 5% on cart purchases of up to $149
• 5% or financing for 6 months for purchases of $149 or more
• 5% or financing for 12 months for the purchase of $599 or more
• 5% or financing for 24 months on certain select Amazon products
• 0% APR on specific purchases on Amazon for 12-month payment

The Amazon cards come with an APR of 26.24% and the card doesn’t charge an annual fee. The Amazon store card also carries a low credit limit.

The Amazon store card also offers you 5% of your cash back on all your Amazon.com purchases. It also gives you access to lots of bonus coupons, free shipping offers, and good discounts. You can also get a 10$ Amazon gift card if you sign up for a limited time. When you also apply for an Amazon store card, you get a response on time.

Amazon also offers you to an opportunity to pay for your purchase over the period of six months without interest. They offer free FICO score points and also charge no annual fees. Isn’t that cool? You get discounts and cash back at supermarkets, gas stations, and restaurants. Amazon has standby customer service to attend to all your questions and queries. You also get to access deals on Amazon’s Netflix like services and enjoy lots of music and movies. You don’t have to pay any foreign transaction fees also which is certainly a perk. Amazon store cards are secure and safe from fraud. You also get access to 24-hour concierge when you have an Amazon store card.

Eligibility For Amazon Store Card Application

AGE: You have to be over the age of 18 years to apply for an Amazon store card. This is the approved age to own a credit card

CITIZENSHIP: You should present the necessary identification when you apply. This will enable them to confirm that you are a citizen of the country it is issued from.

CREDIT SCORE: Once your credit score is of average level and your books are tidy, you are eligible.

Facebook Password Recovery – As the no 1 Social networking website which has garnered over 2 billion users, Facebook requires you to enter a combination of email and password to enable you to gain access to their services. Thus it becomes frustrating when you can’t get the right combination of alphabets and letters to gain access to your Facebook account. If this is the case, then you can gain some insights from this article on how to recover your Facebook password and also change your Facebok password.

If your Facebook Password has been lost, or you know your password but wish to change it, Facebook offers some automated ways with which you can use to reclaim your account and also change your password

Facebook Password Recovery

1. Visit the Facebook Login Page

To get started, verify that your email is the correct email for your Facebook. If your sure it is, tap on the “Forgot Your Password” link

2. Select Your Recovery Option

Do you use Yahoo, Gmail or a Live account as your Facebook email? Then you can set your Facebook password to the same as your email account. Tap on the first option and then the “Continue” button.

Thereafter a pop-up will appear where you can tap on “Continue”, enabling Facebook access to your e-mail account to collect your contacts and recover your email password.

Note: Before using this option, you must be logged into your e-mail account.

If this option is what you wish for, you are done and can now Log into Facebook with the password you use for your e-mail account.

If a separate password from your e-mail account is what you need (which is highly advised in case your email is being hacked into), select option two. In a separate window, open your e-mail account. A code will be sent to your e-mail.

Head back to your Facebook and type in the code to continue with your password reset.

3. Create a New Facebook Password

This requires you to create a “Medium” or “Strong” password. It highly recommended that you create a strong password to prevent hackers from gaining access to your account. Once you create your password, tap on the “Continue” button to get logged in.

Facebook password reset | Facebook Password Recovery

If you still remember your Facebook password but desire to change your password, follow the steps as directed below;

1. Login to Facebook With Your Current Password

After your logged in, proceed to the top right of your page and tap on the settings icon.

2. Proceed to Your “Settings” Page

Tapping on “Settings” will direct you to your account settings page, search for “Password” area four options down. Tap the “Edit” button on the right.

3. Change Your Password

Once your done tapping on the “Edit” option, you are required to enter your current password, then create a new password. Make certain the new password you create is either “Medium” or “Strong”. Creating a weak password makes your Facebook account vulnerable to hackers.

Once you’re done, tap on “ Save Changes”

Facebook password recovery has been a challenge to many for a very long time now. But in this article, I have taken my time to make sure Facebook password recovery and changing password on your facebook account no longer becomes a challenge. You can now do your Facebook Password recovery at ease

Click here to learn some new things

Facebook Sign up To identify with Facebook, the world’s no 1 social media platform, an intending user needs to “Sign Up” on the platform to enjoy its services.

Facebook Sign up means to create an account, ( i.e.) making your identity known to enable you to connect with your friends and family and other people you know.

Facebook Signing Up enables a user share photos and videos, send messages and get updates.

For an intending user who wishes to “Sign Up” with the ever-growing team of Facebook, “Sign Up” is free and takes only a couple of minutes.

Steps to Facebook Sign UP

Let’s now take you thru the required “Sign Up” steps;

Facebook Sign Up – How To Create Facebook Account

1. Visit the Facebook homepage and open it (Note) You have to be 13 years of age to sign up for a Facebook account. Also, you can only create one Facebook account per email address.
2. Fill in your information on the Facebook homepage, this includes; your First name, Last name, Email address, Password, Birthday and Gender. Your real name must be used during Facebook sign up for your account. Though “Nicknames” are allowed as long as they are a variation on your real name.
3. Tap the “Sign Up” button, if all your information is accurate, you will be sent a verification email to the above address you provided.
4. Open the verification email sent to you, it may take few minutes for the email to be delivered. Tap the link in the email to activate your account.

How To Create Your Facebook Profile

Once you’re done with the first Facebook sign up steps, you need to create a profile. This will enable you to upload a Facebook profile picture which enables other users to identify who you are.

Below are some quick steps that will enable you to create your Facebook profile;

1. Upload a profile picture; this is the first thing to do after your account has been created.
2. Add friends; you can start your search by using people’s name or email, import your contact lists. Also, invite friends who are currently not using Facebook. Once you’ve located someone you want to add, you will need to send friend request. Once the person accepts your request, he/she will be added to your friend list.

3. Manage your privacy settings; this feature enables you to set up your privacy settings to prevent the wrong people from seeing your post or some personal Info.

Using Your Newly Created Facebook Account

1. You can now share and post to your own timeline or post to your friend’s timelines, also content can be shared from elsewhere on the internet, this includes links, images, and
2. You can also start chatting with people on your friend list, even if the person you are chatting with, is not online, once they log in, your message will be received.
3. Photos can be uploaded to your profile and shared with friends and family. Single photos or organized photo albums can be uploaded.
4. Your Facebook account can now be used to create events and invite people. You can also set the date and time, enter a location, make posts for people that will be attending, and also invite specific people.

Once all these steps have been taken and you’ve completed your Facebook sign up processes, you can start enjoying all that Facebook has to offer.

Walmart Credit Card – Walmart is a huge American multinational retail company. They have a huge number of discount stores, grocery stores and hypermarkets. It can boast of over 11,000 stores and clubs in about 59 countries worldwide.

Walmart only offers two credit card options, the Walmart Credit Card and the Walmart Mastercard.

Walmart cards require customers to open Walmart accounts to qualify. Walmart MasterCards are accepted everywhere MasterCards are accepted. The Walmart credit card, on the other hand, is only accepted in Walmart stores, clubs and affiliates.

The Walmart cards are perfect for people who want to build up their credit scores. It also makes the most sense for customers who shop at Walmart online and physical stores and use walmart gas stations.

Some of the Walmart card rewards include:

• Sign up bonus
• 3% Bonus cashback rates
• in-store financing
• No annual fee

Walmart Credit Card Rates

The Walmart credit card has a standard rate of 23.15% per purchase

But the Walmart Mastercard is calculated based on the customer’s credit card scores.

• Walmart Account Type 1: gives a 17.5% APR on purchases and 20.15% on cash advances
• Walmart account type 2: This gives a 20.15% and 23.15% APR on purchases and cash advances respectively.
• Walmart Account Type 3: this gives holders a 23.15% and 26.15% APR on purchases and cash advances respectively.

While you cannot make a cash advance on a regular ATM with the Walmart credit card. You can, however, withdraw from a Walmart cash register after making a purchase with the card.

To apply for the Walmart card you can do it in-store which qualifies you for a free 2-liter soda. Or do it online which potentially gives you $25 purchase credit on your first transaction.

Walmart also gives a $75 e-gift card when you open a credit card online.

The credit card limit for the Walmart card can get as low as $75 making it ideal for customers with low credit scores.

Card limit can also get as high as $20,000 for the Walmart card depending on credit score.

An increase in card limit upon show of good faith and practices by the customer is also possible.

Walmart Card Login

Your Walmart card can also be managed online at walmart login.

On this site you can view your transactions, balance and manage all your expenses while on the go.

This makes it easy for customers to monitor and access everything ongoing in their account. Making it easier to flag errors or problems with card spending.

Advantages Of Walmart Card

• Open to people with credit scores as low as 550
• They report to all three credit bureaus giving you credit score options
• Walmart usually approves of a credit limit increases after about 6 months of regular payments
• Credit limit increase is also based on soft-pull so inquiries do not affect your score
• Easy to build up credit while gaining sweet rewards on the side

The Walmart cards offer innumerable advantages and rewards especially for frequent Walmart users. And is a good step towards being financially responsible.